Insurance Restoration
When disaster hits, we handle the rebuild
100%
Claims completed
48 hrs
Assessment response
3
Counties served
Since 2013
Restoring homes
Insurance Restoration
We work directly with your insurance company
Storm, water, or fire damage is stressful enough — you shouldn't have to fight your insurance carrier too. We've built relationships with major insurance providers across Ventura County, West LA, and Santa Barbara, and we know how to speak their language.
- Free damage assessments with detailed documentation
- Direct communication with your adjuster throughout the claim
- Insurance-ready scopes of work and estimates
- Full reconstruction — roofing, drywall, flooring, structural
- We advocate for repairs done right, not just done cheap
5.0
Average Google Rating
What We Restore
Every type of property damage, handled end to end
Water Damage
Burst pipes, roof leaks, slab leaks, and appliance failures. We handle moisture mapping, demolition, drying coordination, and full reconstruction.
Fire & Smoke Damage
Structural assessment, soot and smoke remediation, charred framing replacement, and complete rebuild of affected areas.
Storm & Wind Damage
Roof and siding damage, fallen tree impact, broken windows, and water intrusion from severe weather events across the Central Coast.
Our Process
From first call to final walkthrough
We've refined this process over a decade of insurance restoration projects. Here's exactly what happens, step by step.
1. Initial Call & Damage Assessment
You call us — we're on-site within 48 hours. We document all visible damage with photos, moisture readings, and a detailed written assessment. This report goes directly to you and your insurance adjuster.
2. Insurance Coordination & Scope
We speak your adjuster's language. We build an insurance-ready scope of work with line-item pricing that matches what carriers expect to see. We attend adjuster meetings, answer questions, and advocate for repairs done right — not just done cheap.
3. Approval & Scheduling
Once your claim is approved, we lock in a start date and publish a project schedule. You know what's happening every week, from demolition to final inspection.
4. Reconstruction & Walkthrough
We rebuild everything — framing, drywall, flooring, roofing, electrical, plumbing, finishes. The same crew that starts your project finishes it, and we walk every detail with you before we call it done.
Full-Service Reconstruction
One contractor for the entire rebuild
You don't need to coordinate five different trades after a disaster. We handle the full reconstruction under one contract, one schedule, and one point of contact — so nothing falls through the cracks.
Common Questions
Insurance restoration FAQ
Do I need to file the claim before I call you?
No. You can call us first. We'll assess the damage, help you understand whether a claim makes sense, and guide you through the process. Many homeowners aren't sure if the damage is worth filing for — we'll give you an honest answer.
Will you work directly with my insurance adjuster?
Yes. We communicate directly with your adjuster throughout the claim — providing documentation, attending on-site meetings, and answering technical questions. You're always in the loop, but you don't have to be the translator between construction and insurance.
What if the insurance estimate is lower than the actual cost?
This is common. Insurance estimates are often written before walls are opened or moisture is fully mapped. We document what we actually find and work with your adjuster to supplement the claim. We know how to present the documentation adjusters need to approve the full scope of repairs.
How long does an insurance restoration project take?
It depends on the scope. A localized water damage repair might take 1–2 weeks. A full fire reconstruction can take several months. We give you a real timeline at the start and update it weekly so you always know what's next.
Are you licensed, bonded, and insured for this work?
Yes. We hold CSLB License #940525, carry general liability and workers' comp insurance, and are fully bonded. We've been handling insurance restoration projects across Ventura County, Western Los Angeles County, and Santa Barbara County since 2013.
Dealing with property damage?
Call us before you file your claim. We'll assess the damage, help you understand your options, and make sure the repair is done right — not just done cheap.